The Prosperity Formula is Simple:
Achieve it, and prosperity is inevitable.

Prosperity is maximized
when everybody is working to the fullest extent
of their aspirations and capabilities
in an economically and socially stable society,
making better goods tomorrow
with less labour than yesterday.

1. Development Banking for Jobs and Productivity
2. Millionaires and Unemployment
3. Better Government - less cost

Then why do we find it so elusive?

The Economics of Prosperity

Politics as we know it today consists of two "sides": Red and Blue, Socialism and Conservatism, each trying to secure gains for its own supporters at the expense of the others. The result is confrontation, stalemate and ultimately dysfunctionality, while government takes an ever-increasing share of citizens' hard-earned incomes.

Government popularity is at an all-time low, as is confidence that it can solve our current problems of recession, growing environmental degradation, and the dramatic failure of our banking and financial systems. The need is clear for a fundamental re-invention of politics, based not on sectional advantage but on a policy of mutual respect, clearly defined fairness and justice, and maximum liberty for all, administered by a financially disciplined government.

The Politics of Liberty

No people should give government power over them, without first setting conditions on the use of that power. Such is the purpose of Constitution.

Governments govern people, constitutions govern governments, by establishing procedures, obligations, and perhaps most importantly, limitations on the powers of government.

If we are not to drift slowly and surely, ever deeper into debt and dictatorship, the issues of Constitution, its Provisions, its Supreme Status in the process of governance, and the provision for periodic and necessary Amendment must be given urgent and serious consideration.

The Supremacy of Constitution


In the politically developed nations today there is a growing desire for a new politics of universality and collaboration, administered by a lean, efficient and disciplined government.

This ideal is not new. It was summarized by Thomas Jefferson in his first Inaugural Address given on March 4th, 1801:

"A wise and frugal Government, which shall restrain men from injuring one another yet leave them otherwise free to regulate their own pursuits of industry and improvement, and which shall not take from the mouth of labor the bread it has earned: this is the sum of good Government necessary to complete the circle of our felicities".

Likewise Lord Denning:

"What matters is that each man should be free to develop his own personality to the full; the only restrictions upon this freedom should be those which are necessary to enable everyone else to do the same."

That we should all be free to pursue our individual lives and happiness in whatever way we choose as long as we do not injure or dispossess others: this is the Eternal Law of social conduct, the fundamental Principle of Liberty instinctively familiar to us all.

The Principle of Liberty requires in our personal relationships, in business and commerce and in our use of natural resources, that we respect others as we would have them respect ourselves. It is a Principle as old as human conscience: it will be recognized by anyone familiar with the Sermon on the Mount. The consistent application of this Principle in everyday law would maximize liberty in the nation under its care.

With the guidance of this Principle we would share resources equitably and use them wisely, we would trade fairly, we would respect the property, privacy and peace of one another. We would learn to live in liberty, respecting and not infringing the liberties of others. And we would prosper: for collaboration is an infinitely more creative, more powerful, more productive force than confrontation.

Basics and Crises of our Banking System
How it should work, and where it went drastically wrong.

Housing: Affordability and Forecolsure
Stabilizing the property market.

Man cannot live by debt alone.
Government and personal debt: the twin demons

Regional Development Banking
for stability and growth - with no economic black spots

The Banking System Unmasked
Unveiling the masques.

The Four Phases of Capitalism
Private, joint stock, casino, and whiz kid.

Prosperity - Anti-prosperity
Non-productive overheads reduce our prosperity.

Globalization - Localization
Importing is fine, but we need to produce something in exchange.

The Eurozone: Why does Germany call the shots?
Banking for industry, and teamwork. Any country can do it.

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